Financing and Cost of Braces
If you’re wondering how much braces cost, you will have to bear in mind that the cost varies according to the type of braces you choose and the duration of your treatment.
Braces are required if your teeth are misaligned or if you have an overbite or an underbite. The treatment required to align your teeth and correct your bite is called orthodontic treatment and this procedure is carried out by a dental specialist known as an orthodontist. There are various types of braces available, such as braces with a base plate of acrylic or plastic with a metal wire, or ones made of clear plastic that are nearly invisible. These braces may need to be worn for a short duration like a few months or a longer duration of nearly five years, depending on the severity of your malocclusion and the type of treatment you opt for.
The Cost of Braces
The cost of braces can vary from $3,500 to $10,000. Since there are different types of braces made available and different types of treatments, you will find a big disparity in price. Metal braces are the most economical while clear braces cost at least $200 more than metal braces. The type of treatment that’s best suited for you is decided by your orthodontist. It generally depends on the severity of the dental problem you suffer from, your budget and whether you require other dental procedures along with the fitting of braces.
Your choice of an orthodontist and your location also influence the cost of your orthodontic treatment. If you wish to have the treatment completed within the shortest possible time, you will have to be prepared to pay more money. However, if your treatment is complicated and extended due to severe malocclusion, then it’s the difficulty of the treatment and not the duration that will determine the cost of the treatment. You should also remember that the cost of the treatment increases if you’re required to wear retainers in the future.
Financing of Braces
You should first ask your orthodontist how much your treatment is likely to cost you and find out whether your dental insurance covers the cost of the braces. You should also find out from your insurance provider if they will cover the entire cost of the braces or a small component. Several dental companies have financing facilities and payment policies that lay down the terms and conditions. They will tell you when the payments have to be made and how much money must be paid at each installment.
A down payment of 10 to 50 percent of the total cost is required by most dental companies along with subsequent monthly payments. Some dental companies offer interest free finance for 18 months. This can make dental braces relatively more affordable. Third party financing companies also provide financing options for dental braces, provided you have good credit. To apply for financing, you will have to provide your income and credit information. Once the finance is approved, you can proceed with the treatment.
Although dental braces are expensive, they are often necessary. If you need dental braces but can’t afford them, you will have to do your research to find ways and means of covering the cost through outside financing.
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